- John H. Connors
If you purchased your life insurance policy some time ago, it’s likely you haven’t thought about it much since then. Maybe your life has changed in significant ways and you’re wondering whether it’s time to adjust your coverage. Here’s when it may be time to reevaluate your life insurance portfolio.
If you become sick, disabled or unemployed due to COVID-19, you may be eligible for Workers Compensation, Disability Benefits or Unemployment Insurance.
If you contracted COVID-19 at your work, such as a health care worker, notify your employer immediately and file workers' compensation form C-3 with the NYS Workers Compensation Board.
If you contracted COVID-19 away from work, file disability benefits form DB-450. If your job was deemed non-essential and you were laid off, you can apply for Unemployment Insurance from the NYS Dept. of Labor.
If you are under an order of mandatory or precautionary quarantine or isolation for COVID-19 issued by a governmental agency, like the Dept of Health, file disability benefits/PFL form SCOVID. If your minor child is under an order of mandatory or precautionary quarantine or isolation for COVID-19, you would file disability benefits/PFL form CCOVID. And if you are caring for a family member who was been diagnosed with COVID-19, you would file PFL form PFL-CARE.
If you must stay at home to care for your children because school was closed, you can learn about your eligibility for paid sick leave from your employer under the Federal Emergency Paid Sick Leave Act.
Kevin Connors is a Certified Insurance Counselor and licensed Property/Casualty and Life Insurance Agent with The Connors Insurance Agency in Mechanicville, NY. Mr. Connors can be reached at (518)664-7307 or This email address is being protected from spambots. You need JavaScript enabled to view it.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses.
The U.S. Chamber of Commerce’s Nick Vaugh, Senior Manager, Eastern Region will provide a summary of the legislation and share details how small businesses and self-employed individuals may qualify and
prepare to file for a loan on a Zoom webinar this Friday, April 3 from
11 a.m. - 12 noon.
Registered participants will be sent the link with instructions on how to access the session on Friday morning.
The U.S. Dept of Labor has released some extensive guidance in the wake of Covid-19 and has now issued three forms of guidance to help employers and employees understand how the FFCRA will take affect; a fact sheet for employers, a fact sheet for employees, and a question-and-answer document.
