"An insurance policy may have a good price, but poor value."

- John H. Connors

6 Weekly Routines that Can Boost Your Family’s Quality of Life

Having a family can mean running a jam-packed schedule. While the repetitive activities of family life, like taking the kids to school, managing bills and keeping the house clean, can turn into a messy whirlwind, there are ways to instill moments of connection every day. Small changes and intentional time to bond can significantly improve your family’s quality of life.

Here are six easy ways to bring your family together and provide a well-deserved break from the hustle of your daily lives.

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Saving Money on Your Homeowners Insurance [Video]

Save money on your homeowners insurance by “bundling” when you have more than one insurance policy with a single company. This is done primarily for the purposes of customer convenience and savings. With insurance companies offering an array of products to provide protection against the cost of losses to the things that customers value most, it can be difficult to sort out what coverage you need and from whom to purchase it. Here’s a closer look at the concept of bundling, why it may make sense for you and where to find guidance to help ensure your most valuable possessions are properly covered in case of theft or damage.

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Tenant Rights in New York State: What You Need to Know

Renting your home comes with a lot of great perks including fewer responsibilities and a lower level of commitment to your current residence. But renting can also raise some challenges; especially when you don’t always see eye to eye with your landlord.
 
Unfortunately, misunderstandings and disagreements can sometimes escalate to more than just dissatisfaction, with landlords using tactics such as eviction threats or raised rent to control you, the tenant, or force you out of your living space.
 
To help navigate the various disagreements and situations that can arise between renters and their landlords, New York State has passed a new series of laws designed to protect renters in sticky legal situations.
 
Read on to learn more about some of the highlights from these changes and your rights as a renter.

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How Much Home Insurance Do You Need?

The right amount of home insurance depends on the value of your home plus how much you have in personal property and assets. In case of a claim, you need enough coverage to rebuild your home, replace your belongings, and protect your wallet—if you're liable for someone else's injuries or damages. Additionally, you need coverage for daily expenses if you can't occupy your home while it's being repaired due to a covered loss.

Making sure you're properly protected on your home insurance policy involves checking the limits on four separate coverages: dwelling, personal property, liability and loss of use:

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6 Tips on Selling Your Car

Do you need to sell your car so you can upgrade to a vehicle that better fits your lifestyle? Maybe you landed your first job and want to reward yourself with a nicer car, or you're starting a family and need to swap your convertible for a minivan. A vehicle change is going to prompt some insurance-related questions in the process, so you’ll want to do your homework before you get too far down the path of a new, or “new-to-you” vehicle. And while selling your used car can help to fund the purchase of a new vehicle, the process can take some time and effort. Follow these tips that may provide a “smoother ride” to selling your car.

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