"An insurance policy may have a good price, but poor value."

- John H. Connors

Swimming Pool Safety Tips

With warmer weather comes an array of outdoor activities for the whole family, including cooling off in a pool if you are lucky enough to have one. But with a pool also comes the responsibility of safety must-haves and best practices that any parent or home owner should be concerned with. With over 200 young children¹ drowning in backyard pools each year, these tips are critical to ensuring a fun environment for anyone who owns a pool to keep both their friends and family safe and secure.

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What Should I Do if My Boat is Damaged?

Getting out on the water in your boat can be a uniquely enjoyable experience, whether you are planning on a day of fishing or just a few hours of recreational sailing. All of that enjoyment can quickly evaporate if you find your boat is unexpectedly taking on water, and your hopes for a relaxing day quickly turns into a frenzied effort to save your cherished vessel.

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Is Cell Phone Insurance Worth It?

Yes. Cell phones are fragile, expensive, and easy to damage. Replacing or repairing a phone can cost hundreds of dollars, but having smartphone insurance greatly reduces the cost and inconvenience of unavoidable accidents and loss.

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Does Home Insurance Cover Damage From Falling Trees?

Homeowners covers damage to other structures and clean up

Homeowners pays for any damage to your belongings, home, or other structure on your property (garage, deck, shed, swing set, fence, etc.). Plus, it will pay for the tree removal and clean up. You just have to pay your deductible, and that's it.

See more on how homeowners insurance deductibles work and how to pick the right one for you.

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10 Reasons to Get a Home Generator

Power outages can be a major inconvenience. They can also create problems for you, your family, and your home as you shift into "emergency mode" to prevent your food from spoiling, to safely navigate your home in the dark, or simply to keep the heat on. Investing in a home generator can help make being without power more bearable — and can even fuel some fun when not being used for an emergency.

Home generators come in a variety of types and sizes, from portable versions to "standby" and inverter units. Portable generators typically run on gasoline and need to be operated at a safe distance from any structure. Standby generators start automatically when the power goes out, and are run on propane or natural gas. Inverter generators have a more complex engine than the other types and are much quieter than their conventional counterparts. Regardless of which type of generator you choose, you will need to follow the manufacturer recommendations for the safe operation of the unit.

It's helpful to research this useful home device before you urgently need it, so here are 10 reasons to consider if you're thinking about purchasing a home generator of your own.

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