"An insurance policy may have a good price, but poor value."

- John H. Connors

Apps to Help Keep Your Teen Driver Safe

Obtaining a driver’s license is a major rite of passage for millions of young people across the country. Getting a license means freedom, self-reliance and the ability to hit the open road. But with that privilege comes risk and increased responsibility. As a parent, it is important to help your teen stay safe on the road—and new technologies can make it easier than ever.

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9 Severe Weather Prep Tips

Each year, the country is hit with hurricanes, tornadoes, hailstorms, super storms, flooding, and more. Of course, you have insurance to help you recover. But knowing and doing a few things now—while the weather’s fair—can help you and your family stay safe and help you protect your property if the unexpected happens.

Here are a few things you should know before a storm hits:

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Workers Comp, Disability and Unemployment Claims

If you become sick, disabled or unemployed due to COVID-19, you may be eligible for Workers Compensation, Disability Benefits or Unemployment Insurance.

If you contracted COVID-19 at your work, such as a health care worker, notify your employer immediately and file workers' compensation form C-3 with the NYS Workers Compensation Board.

If you contracted COVID-19 away from work, file disability benefits form DB-450.  If your job was deemed non-essential and you were laid off, you can apply for Unemployment Insurance from the NYS Dept. of Labor.

If you are under an order of mandatory or precautionary quarantine or isolation for COVID-19 issued by a governmental agency, like the Dept of Health, file disability benefits/PFL form SCOVID.  If your minor child is under an order of mandatory or precautionary quarantine or isolation for COVID-19, you would file disability benefits/PFL form CCOVID.  And if you are caring for a family member who was been diagnosed with COVID-19, you would file PFL form PFL-CARE.

If you must stay at home to care for your children because school was closed, you can learn about your eligibility for paid sick leave from your employer under the Federal Emergency Paid Sick Leave Act.

 

Kevin Connors is a Certified Insurance Counselor and licensed Property/Casualty and Life Insurance Agent with The Connors Insurance Agency in Mechanicville, NY.  Mr. Connors can be reached at (518)664-7307 or This email address is being protected from spambots. You need JavaScript enabled to view it.

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